HOME – What Does Home Mean To You? What does home look like to you? That is a big question for a lot of people looking to make a home purchase. Many times people look at the criteria bedrooms, bathrooms, yard size, the functionality of the space for their family or lifestyle. Although, these are super important for our use,
What’s with the New Lending Restrictions on Refinances? First, Federal Housing Administration (FHA) capped cash out refinances at 80% down from 85% just announcing the changes going into effect September 1st , 2019. Now Ginnie Mae is capping VA Cash Out Refinances and 90% Loan-to-Value loans are no longer in their wheelhouse, unless as inside a custom Ginnie Mae Pool.